We serve businesses, individuals, and families by providing trusted guidance in three key areas:

  • Employee Benefits – Helping companies design competitive, compliant, and cost-effective benefit packages.
  • Individual Health Care Plans – Supporting individuals and families in finding health coverage that fits their budget and lifestyle.
  • Medicare Plans – Guiding seniors through the complexities of Medicare, so they can make confident, informed decisions about their healthcare.

We’re more than advisors; we’re partners who listen, educate, and walk alongside you every step of the way.

(973) 607-1916
Email Michelle

Michelle Smith
Principal Agent/Agency Owner

Michelle Smith is an independent insurance agent with over 25 years of experience. She specializes in Health and Life Insurance Solutions. She works with dozens of insurance companies so she can offer her clients appropriate coverage for them. Her clients are located in New Jersey giving her a great feel for the insurance landscape. She designs plans with a focus on low costs, and proper benefit structure, which she combines with personalized insurance advice aimed at helping his clients make better-informed decisions.

(973) 607-1916
Email Ken

Ken Thomas
Vice President

Ken Thomas is an independent insurance agent specializing in Life Insurance & Medicare Solutions. He works with the major insurance companies so he can offer his clients appropriate coverage for them. His clients are located all across New Jersey, giving him a great feel for the insurance landscape. He designs plans with a focus on helping you protect the ones you love and having a plan in place for the future. Which he combines with personalized insurance advice aimed at helping his clients make better-informed decisions.

(973) 607-1916
Email Jim

Jim Brown
Director of Sales

Jim Brown is an independent insurance agent specializing in Life Insurance & Medicare Solutions. He works with the major insurance companies so he can offer his clients appropriate coverage for them. His clients are located all across New Jersey, giving him a great feel for the insurance landscape. He designs plans with a focus on helping you protect the ones you love and having a plan in place for the future. Which he combines with personalized insurance advice aimed at helping his clients make better-informed decisions.

(973) 607-1916
Email Brett

Brett Jones
Director of Operations

Brett Jones is an independent insurance agent specializing in Life Insurance & Medicare Solutions. He works with the major insurance companies so he can offer his clients appropriate coverage for them. His clients are located all across New Jersey, giving him a great feel for the insurance landscape. He designs plans with a focus on helping you protect the ones you love and having a plan in place for the future. Which he combines with personalized insurance advice aimed at helping his clients make better-informed decisions.

Walk-Ins Welcome!

123 Main Street
Morristown, NJ 07960

 973-607-1916

  [email protected]